About Us

What we do

At HEWT, we go beyond financial support, we create opportunities through these microloans for long term changes and life transformations.

Our Key Areas:

1. Interest Free Microloans

We provide small interest free microloans to help individuals start or expand their businesses without the burden of debt or providing any other form of collateral.

2. Small Business Development

We support entrepreneurs in establishing sustainable income-generating activities that can improve their standard of living and their overall life experience.

3. Women Empowerment

A huge portion of our beneficiaries are women, training them with skills to enable them to gain financial independence and support their families.

4. Community Upliftment

HEWT provides community-based training and loans like bee-keeping farms, soap making factories and other similar projects to strengthen and uplift entire communities. These group loans help multiple families and keep each other accountable as well.

What makes HEWT different?

Interest-free loans: Borrowers repay only the principal—no interest.
No collateral: We don’t require families to risk the little they already have.
Human-centered flexibility: Repayment is designed around real-life income cycles.
Local knowledge: Community representatives help identify viable businesses and support borrowers through the process.
Revolving impact: Repaid loans fund future borrowers, multiplying every donation.

Why HEWT matters

Millions of capable individuals both men and women remain trapped in poverty due to lack of access to capital. HEWT bridges this gap by providing:

Dignified financial support: Respectable loans and not handouts.
Opportunity for growth: Chance to get out of poverty cycle.
A path to self-reliance: Upwards and onwards.